MonthApril 2019

A loan for online proof – in which companies via the Internet?

18-year loans , Loans without prepayments , Loans without verification , Loans without certificates , Loans without money , Loans for evidence , Loans in installments , Non-bank loans 17

 Nowadays, getting the cash you need is very easy because for this purpose we need a full ID card and a computer with internet access.

Obtaining the necessary cash via the internet is not a big problem these days. All we need is a personal ID card, we have access to a computer with the internet and, of course, we have a bank account to which the full amount of the loan will be transferred. Online proof loan – in which companies will we get such a loan only as proof and without additional certification, and also fully online?

The choice from this angle is quite large. If we want to obtain a loan that will not be required to submit additional certificates. All you need to do is to provide your ID card without any major obstacles. We will find an offer that suits us. To help you and save you more, I decided to introduce five selected companies. Such companies, in which all formalities will be based mainly on ID card and online access . My choice is only for companies that offer long-term loans and thus for repayment of loans in monthly installments.

In these companies – a loan for evidence is available online

In these companies - a loan for evidence is available online

One of the more popular offers that have recently appeared on the domestic non-bank loan market via the Internet. As probably some of you know, under this name is none other than the Provident company in which under the brand an online loan is available, i.e. a loan to which an additional meeting with the company’s consultants is not necessary. Literally a few weeks ago, the company’s offer has increased in terms of the loan limit. Therefore, we can now borrow up to 10,000 zlotys from them. The offer is available to all people who are 18 or older. They should also have everything that is needed to obtain an internet loan, and therefore an ID card, an active bank account and a mobile phone.

What distinguishes from various other companies is a strictly defined repayment period which can be no less and no more than 4 months. Although we can not choose a different repayment period, we can decide for what amount of loan we want to borrow, but it will not be more than 1000 zlotys. All formalities in the case of loans are settled online, and it will be required to be completed 18 years and the other things I mentioned on the occasion of describing loans.

The offer itself is very similar to the offer of Loans. We have nearly the same amount of loans available, the same possibility of repaying loans in installments. The terms of obtaining a loan are also quite similar because a loan history is required both in and , both for the debtors’ registers and for verification in the (Credit Information Office) databases. The age limit looks slightly different, because in , to get a loan, you must be at least 20 years old. In ‘s favor there is also a slightly lower cost of loans.

At the end, the offer of an intermediary who will find a suitable loan offer for us, if we are looking specifically for a loan to which additional income certificates or other similar documents will not be required. In the case of online loans, the maximum amount of loans available is PLN 10,000, however, the company makes it possible to obtain even larger loans for which an additional meeting with the consultants of the selected company will be necessary.

Is it worth using a loan from a loan company?

On the internet, we find various types of non-bank loan proposals offered by both loan companies and individuals. They often advertise as: ” loans without bikes “, ” loans with bailiffs ” or without ” on the spot, as proof, without checking creditworthiness “.

It would seem that nothing but take. But such conditions are only seemingly attractive. How can one borrow money to a person who has financial problems on attractive terms? If the bank refused to credit, it had a basis for it, for example due to lack of creditworthiness or lack of a positive credit history in BIK. The inability to obtain a loan or a loan from a bank is a broad spectrum of activity for loan companies that will borrow money, but for a high fee or for pledge of movable property.

Loan companies are not subject to the Polish Financial Supervision Authority, and this means that they are more liberal towards assessing the creditworthiness of customers.

Loan companies, both online and fixed, borrow money for a short period of time, up to 30 days, so-called payday loans and for a long period of time, up to 48 months (installment loans usually not exceeding PLN 10,000). Separate loans are cash loans secured against movables (eg cars). In the latter case, contracts are often constructed in such a way that in the case of even the slightest delay, we may lose the pledge.

In any case, a non-bank loan is usually the maximum interest rate, high commission and additional fees. It should be taken into account that all these costs are much higher than in banks. The total cost of a loan expressed by the APRC is many times higher than the same bank loan.

Why are such loans so expensive? It can not be cheaper? No. Loan companies borrow their own capital and have to compensate for the higher credit risk of their clients.

Short-term loan via the Internet – worth using?

Short-term loan via the Internet - worth using?

In general, it should be a wide arc to avoid loan companies and use such loans. We will not only avoid high costs, but also temptation of quick and easy money. However, if we have already decided for a payday, it is only under two conditions: it is a payday for free and for a small amount. We should never borrow in loan companies to pay off other debts. It only heightens major financial problems.

Waiver for 0

That is a loan in a loan company for PLN 0. We give away as much as we borrowed. The total cost of a payday loan is PLN 0. APRC 0%. (Read also: Loans for free loans? Naïve trap? ). Practically, a free-of-charge is only available at online loan companies. Remember not to suggest that the website says that the first loan is for free, only check the rules and contract.

Moment of 300 PLN

This should be the upper limit of the non-bank loan, which is a payday loan. This is to be an emergency aid for an unforeseen and urgent expenditure, not a loan for the purchase of consumer goods. The less we borrow, theoretically it should be easier for us to give away. Nevertheless, we only borrow (and even less) how much we can give back.

Moment 30 days

As the name suggests, it is a loan for a short period of time. The vast majority of loan companies grant such loans up to 30 days, so it is a very short period of time. It’s one credit installment in the bank. With limited net income, we can not borrow too much and it is necessary to include such a loan in the home budget. In the event that we borrow the day before the payment on account and then the entire remuneration will be issued, we will not have the money to settle the debt. The moment we borrow is as important as the loan amount.

Momentum 45 days or 60 days

Which one to choose a minute and which will be better: a 30-day payday or a 45-day payday? A momentary for a longer period, provided, of course, that it is free, should be a better choice, but. Such illusory sense of “gained time” in repayment may result in the fact that we will not put aside money to settle the debt. The best option is therefore not borrowing in loan companies, but if such a story happens to us, the loan should only be used in reliable loan companies, borrow the smallest amounts, pay off on time without renewing and read the regulations and contracts before signing the contract.

Is it worth using a loan from a loan company? 4.4 (88.57%) 7 votes
Non-bank loans via the Internet non-bank loans via the internet

Loans without credit history

I do not have a credit history and I want a loan. How can I do it?

One of the advantages offered by fintech platforms is that you can contract loans without credit history , and thus start building your score.

Therefore, if you want to access loans without credit experience , choose a product that you can pay, so you do not delay payments, improve your qualification and access better conditions in the next application.

For this we recommend that you enter our platform, place two data such as: maximum amount you want to ask for your loan without credit history and your monthly income to determine the ability to pay.

What banks or companies lend money with no credit life?

What banks or companies lend money with no credit life?

We have good news and bad news if you are looking for credits with no credit history . We’ll start with the bad …

If you are a client of a bank, it is very difficult to get money loans without credit history , although maybe, credit cards with no history.

However, here comes the good news. There are online loans in the Mexican market with no credit history and you can hire them here with a single click.

Without a credit history, what alternatives do you have?

Without a credit history, what alternatives do you have?

Every day, more companies offer loans online, but not all allow you to get personal loans without credit history because they believe that the risk of default is high.

If you are a young person just starting to build your history, we share financing options online from here.

Currently, platforms offer loans without a credit history.

These companies offer loans without a history to young people over 18 who can demonstrate income.

Here you can see and hire the best loans with no credit history in Mexico :

How to obtain a credit without credit history?

How to obtain a credit without credit history?

This comment comes to us daily: I need a loan but I do not have a credit history . Also the following: “I do not have credit life and I need a loan”.

This situation that seems to be a problem, today has options for hiring.

Loans with no credit life are an alternative for those young Mexicans of legal age who want to start their history and build a score.

To contract a credit with no credit history you must meet the following requirements:

  • Older than 18 years-old
  • Be Mexican
  • Current Identification
  • Proof of income
  • Own Bank Account 
  • Internet access

Who are the loans without a history?

Loans without a history are not the same as loans without checking credit history . It is very important to be clear about this to avoid confusion.

Loans without a bureau are those where the company that offers them is more flexible and despite having a bad credit rating, it allows them to be hired, although interest is usually more expensive.

On the other hand, a loan with no credit history is the one you can get if you never hired a financing product and it is your first time.

While you have to meet certain requirements such as being of legal age and Mexican, and demonstrate income, you can get money to build your history.

Surely, they will lend you less money than people who already have other credits contracted, it is an excellent option to start and access more financing.

Do not forget, it is essential to pay on time to build your history in a positive way.

How much money can I ask for if I do not have a credit history?

How much money can I ask for if I do not have a credit history?

Personal loans for people with no credit history are usually granted for smaller amounts than those who are already in the financial system.

In general, companies offer to start your line of credit with $ 2,000 pesos maximum, and if you pay at term and have a good score, you can get more money.

We recommend you not to get into debt without compromising your finances.